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AFS & Associates Chartered Accountants

AFS & Associates Chartered Accountants

4.8(33 reviews)See reviews ↓·Bendigo

About the company

AFS & Associates Chartered Accountants is a Bendigo-based accounting and advisory firm that has been part of the Bendigo community for over 80 years. It is one of the largest accounting and advisory firms in regional Victoria, with a team of over 100 professionals and a network of more than 5,000 clients.

The firm is based in Bendigo, Central Victoria, and services clients Australia-wide. Its legal entity is AFS & Associates Pty Ltd, and its liability is limited by a scheme approved under Professional Standards Legislation. AFS & Associates provides business services, audit and assurance, taxation and compliance, financial reporting, community banking and share registry services.

What customers say

Based on genuine customer reviews

Chartered accounting and tax preparation form the core of the work praised by clients in Bendigo, with auditing and financial audit services also noted among the firm's offerings. Reviewers repeatedly highlight the depth of technical knowledge the team brings, describing advice that is current and relevant to both business and personal matters. Small business owners and tradies mention that tax time is made straightforward, while charities and commercial clients value guidance on regulatory obligations and funding applications. One thing mentioned again and again is the proactive approach, with matters identified and addressed before they escalate, giving clients confidence in their financial affairs.

Efficiency and promptness are recurring themes, as is the reliability of responses when questions arise. Named staff members Jacob and Liam are singled out for quick replies and clear, valuable advice delivered in a professional and stress-free manner. A handful of customers describe the service as thorough and detail-oriented, with attention given to maximising tax outcomes and keeping clients informed of changes affecting Victorian businesses. The consistency of the team's support over multiple years, across both business and personal accounting, is a common thread in the feedback.

AuditorCertified public accountantFinancial auditTax preparation

Reviews

Reviews are taken from publicly available sources.

DS
Dane Sheppard23 September 2025

I’ve had an excellent experience with AFS, especially working with Jacob & Liam. They were quick to respond, provided clear and valuable advice, and their service levels were outstanding from start to finish. Everything was handled professionally and efficiently, which made the whole process smooth and stress-free. Highly recommend them to anyone looking for knowledgeable and reliable accountants.

ND
Natalie Diener5 June 2025

My experience working with AFS Accountants to provide commercial outcomes for our mutual clients is always highly positive. The experience and depth of knowledge AFS brings to the table instils confidence in referring clients as I know they will receive quality and timely service.

DC
Di Chumrus28 May 2025

I switched to AFS last year and have been extremely impressed with their efficiency and attention to detail. Their ability to proactively look for opportunities to maximize my tax refund is highly appreciated. Overall, they have been a great asset to my business, their services are highly recommended

SS
Shaun Stephenson24 April 2025

I’ve had the pleasure of working with AFS on numerous transactions for several years, and their professionalism and knowledge of accounting and tax planning consistently impresses both myself and my clients. In particular, their Business Services team have been fantastic to deal with and they continue to deliver high standard results for clients.

BG
Bec Gallagher14 April 2025

Exceptional knowledge. We have always been impressed with their service and how the team go above and beyond to get the best outcomes.

LM
Linda Mclean20 January 2025

Unimpressed, notified and lodged required documentation for change of bank account details before end of year dividend payout. Team acknowledged receipt of form. Share team refuses to deposit shareholder funds, ignoring legal POA.

WM
Wendi McAlpine7 June 2024

I am consistently impressed by the exceptional service of AFS. Their team possesses excellent knowledge in all aspects of accounting, which has been invaluable to me and my clients. They are not only thorough and detail-oriented but also incredibly proactive in addressing potential issues before they become problems. Their forward-thinking approach and best practices give me and my clients peace of mind, knowing that our financial matters are in expert hands. I highly recommend AFS to anyone seeking reliable and knowledgeable accounting services.

Accountants in Bendigo compared

Ordered by rating, weighted by the number of reviews — businesses with only a handful of reviews do not jump to the top automatically. 12 businesses in this category in Bendigo are compared.

RankProviderRatingReviewsOpen Sat.
1Atium Accounting★ 5,065No
2TIG BENDIGO (TAX INTEGRITY GROUP BENDIGO)★ 5,060No
3Lead Advisory Group★ 5,023No
4Red Lion Advisory Chartered Accountants★ 5,015No
5Lumiere Tax Services★ 5,09Yes
11AFS & Associates Chartered Accountants (this page)★ 4,833No
Contact
+61354430344www.afsbendigo.com.au61 Bull St, Bendigo VIC 3550
Working hours
Monday08:30–17:00
Tuesday08:30–17:00
Wednesday08:30–17:00
Thursday08:30–17:00
Friday08:30–17:00
SaturdayClosed
SundayClosed