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ALLUVIA FINANCIAL

ALLUVIA FINANCIAL

5.0(8 reviews)See reviews ↓·Bendigo

About the company

Alluvia Financial is a bookkeeping firm based in Bendigo. The company was formerly known as Cloudbooks. The name Alluvia is derived from the plural of alluvium, meaning rich soils. Alluvia Financial won the 2018 Victorian Xero Bookkeeping Partner of the Year award and was named one of Hubdoc's Top 50 Cloud Accountants of 2018. The firm is a Xero Champion Silver Partner and holds Xero Retail & e-Commerce Specialist, Xero Professional Services Specialist and Xero Trade & Construction Specialist statuses. It is a MyProsperity Certified Consultant and a Receipt Bank Silver Partner.

Alluvia Financial is a member of the Institute of Certified Bookkeepers (ICB) and the Australian Bookkeepers Network. The owner holds a Bachelor of Business in Accounting & Business Law and serves as Treasurer of the Bendigo Beer Festival and Director of Bendigo on the Hop. The firm's main services include bookkeeping, business advisory, and brewery accounting. Alluvia Financial specialises in serving cafes, retail, professionals, restaurants, brewery bars, and start-ups through to established businesses.

What customers say

Based on genuine customer reviews

Reliability and genuine personal attention are the qualities that surface most often in feedback about this Bendigo bookkeeping practice. Reviewers repeatedly describe the team as dependable and thorough, with payroll, BAS obligations and everyday bookkeeping kept consistently in order as small businesses navigate good times and hard ones. Jo draws frequent praise for making bookkeeping understandable and uncomplicated, and customers note that she and her colleagues are knowledgeable, responsive and willing to field questions without hesitation.

Clients appreciate the guidance and the practical systems that accompany the service, including cloud-based tools that streamline record keeping and make tax time straightforward, freeing owners to concentrate on growing their operations rather than being consumed by administration. Communication is a consistent theme, both during engagements and afterwards, and one client recalls the reassurance of leaving the bookkeeping in capable hands during extended leave. Promptness, warmth and an approachable manner come up regularly, as does the range of assistance, from quick daily queries to broader planning matters. What emerges is a steady, personal bookkeeping relationship that gives small business owners confidence their records stay accurate and up to date, with payroll singled out as especially dependable.

Reviews

Reviews are taken from publicly available sources.

DR
Dee Ridsdale22 July 2026

We've been using Alluvia for years now and they've been fantastic to work with. They've supported us through all the ups and downs of running a small business, and we've always found them reliable, responsive and easy to deal with. They keep everything on track, from BAS and payroll to our day-to-day bookkeeping, and their always happy to answer our questions along the way. We really appreciate everything the team has done for us over the years. Thanks Alluvia!

RW
Rob Waller15 January 2026

Dependable and thorough payroll services.

KA
Kate Ashmor4 January 2026

Alluvia is our trusted bookkeeper for our family's small business. Outstanding personal service and reliable support. Thank you Jo and your incredible team!

MD
Mick Delaney14 December 2018

More than a standard book-keeping service - the team provided me with up to date technology (apps), reporting and expertise to allow me to spend time working on my business, not just working in my business.

DA
Daniel and Marie-Claire Trotter20 November 2018

Jo and the Alluvia team have helped our business while I was away on maternity leave. It was such a relief to know I could go on leave and have the bookkeeping in such capable hands. I highly recommend any small business needing bookkeeping help speak to the ladies at Alluvia.

AM
Ashley Morales14 November 2018

Jo is the first 'finance' person I've met who helps me to really understand how to manage my book-keeping in a simple way. Jo and the team are so knowledgeable and nothing is too much trouble. I'm now using Xero and Receipt Bank which are very easy to use and make tax time simple too. I can't recommend Alluvia Financial enough!

AS
Ash Sloan14 November 2018

Jo & the team have been amazing at getting my business on track and in tip top order. They are fast, friendly and reliable. They were able to help with small day to day questions and tasks through to the bigger picture tasks. Highly recommend them for that they do and how they do it!

Bookkeepers in Bendigo compared

Ordered by rating, weighted by the number of reviews — businesses with only a handful of reviews do not jump to the top automatically. 3 businesses in this category in Bendigo are compared.

RankProviderRatingReviewsOpen Sat.
1ALLUVIA FINANCIAL (this page)★ 5,08No
2Complete Bookkeeping Bendigo★ 5,05No
3Bendigo Bookkeeping★ 4,47Yes
Contact
+61408280405alluviafinancial.com402A Hargreaves St, Bendigo VIC 3550
Working hours
Monday09:00–17:00
Tuesday09:00–17:00
Wednesday09:00–17:00
Thursday09:00–17:00
Friday09:00–17:00
SaturdayClosed
SundayClosed