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TTO Financial Solutions

TTO Financial Solutions

5.0(106 reviews)See reviews ↓·Adelaide

About the company

TTO Financial Solutions is an Adelaide-based accounting firm led by David and Ray Tonellato, operating as TTO Chartered Accountants. The firm offers accounting, advisory, bookkeeping, mortgage broking, and financial planning services. Its team includes directors, accountants, bookkeepers, finance and mortgage advisors, and client engagement staff. TTO Financial Solutions was created to be different, with a vision to build a firm that felt like a family and community.

It supports a diverse range of clients from all walks of life who have a drive to build a better business. The firm offers same day return contact and fixed fees agreed upfront. It develops a work schedule based on client requirements and provides frequent communication and updates from a Client Services Coordinator. TTO Financial Solutions is liability limited by a scheme approved under Professional Standards Legislation.

What customers say

Based on genuine customer reviews

Mortgage broking and accounting support form the core of what clients describe when discussing this Adelaide practice, with the names Guido, Sharon and Marko appearing regularly in accounts of the service provided. First home buyers and investors alike recount that the loan process was made straightforward and understandable, with complex structuring and shifting lending policy handled pragmatically.

Reviewers repeatedly highlight the responsiveness of the team, who kept clients informed at each stage and answered questions thoroughly and promptly. The patience shown towards those navigating a first purchase comes up often, as does the diligence applied to refinancing and securing competitive packages. Difficulties that arose outside the team's control were resolved in a timely manner, according to several accounts, and the combined skill of the accountants and brokers in one practice is noted by clients who used both sides of the business.

The tone across the feedback is one of gratitude for time and effort invested, with professionalism and clear communication cited as consistent strengths. Clients describe feeling supported from the initial enquiry through to settlement, with the knowledge and advice offered on whether to buy an established dwelling or build a new one singled out for particular appreciation, along with the smooth coordination between the mortgage and accounting arms of the firm.

Bookkeeping serviceBusiness management consultantFinancial consultantMortgage broker

Reviews

Reviews are taken from publicly available sources.

MD
Mikayla de Ruyter9 June 2026

As a first-home buyer, I couldn't have asked for better support than Sharon and Guido at TTO. They made the entire mortgage process easy to understand and guided me through every step with professionalism, patience, and excellent communication. They were always available to answer my questions and made what could have been a stressful experience feel smooth and straightforward. I highly recommend Sharon and Guido to anyone looking for knowledgeable and supportive mortgage brokers!

MG
Michael Gerges1 June 2026

I am incredibly grateful to the TTO team 😍. You are not only outstanding accountants but also exceptional mortgage brokers. Special thanks to Marko and Sharon for your dedication, which made the process extremely smooth and easy. Thank you for making my family's dream come true 🙏🏡

TO
Tayla Opperman-Grant26 April 2026

Guido and Sharon went above and beyond when helping my partner and I purchase our first home. Communication was excellent and they ensured we understood the whole process and what was required. Will definitely be returning for any future finance requirements.

A“
Ashley “juggz13” Stuart16 January 2026

Guido and Sharon were a pleasure to deal with and made our a whole refinance experience quick and easy

BS
Blake Soroka14 January 2026

Guido and Sharon provided excellent support and service facilitating the loan for our investment property. Despite some challenges with unique structuring and changing policy in the market that impacted our scenario, Guido handled the process pragmatically and with diligence.

JL
Justin Lee11 December 2025

Guido and Sharon were exceptional from start to finish for my recent property purchase. Guido had the patience of a saint, especially as I asked for multiple property reports. He would send them through almost instantly every time which honestly blew me away. Even when he was on leave by the beach, he still made time to sort things out for me. His head is always in the game and he knows exactly what needs to take priority. Both he and Sharon supported me throughout the entire process and were incredibly patient as I worked through a mountain of questions. I had a few extra hurdles to clear due to my unique circumstances and they managed each challenge calmly and professionally even when unexpected issues came up. Their strong relationships with lenders made a huge difference too. It helped push everything over the line quickly and ensured I was fully prepared for settlement. I highly recommend them. They made the whole journey smooth, clear, and surprisingly easy.

BS
Baljinder Singh3 December 2025

We’ve had an outstanding experience with TTO Finance. They helped us secure our initial mortgage and have now made the remortgage process just as smooth and hassle-free. Everything was handled with professionalism, clarity, and genuine care, giving us complete peace of mind throughout. A special thank you to Marco and Sharon for their exceptional work. Their guidance, responsiveness, and attention to detail made the entire process effortless for us. We truly appreciate all their support and would highly recommend TTO Finance to anyone looking for reliable, knowledgeable mortgage advice.

Accountants in Adelaide compared

Ordered by rating, weighted by the number of reviews — businesses with only a handful of reviews do not jump to the top automatically. 12 businesses in this category in Adelaide are compared.

RankProviderRatingReviewsOpen Sat.
1AMA Accountants★ 5,0674Yes
2TTO Financial Solutions (this page)★ 5,0106No
3AMA Tax Accountants and Bookkeepers★ 5,069Yes
4The Real Thiel★ 5,047No
5PVF Accountants Pty Ltd★ 5,027No
Contact
+61882119426ttoca.com.au234 Sturt St, Adelaide SA 5000
Working hours
Monday08:30–17:30
Tuesday08:30–17:30
Wednesday08:30–17:30
Thursday08:30–17:30
Friday08:30–17:30
SaturdayClosed
SundayClosed